تطبيقات السنة النبوية في المعاملات المالية المعاصرة في ظل التجارة الإلكترونية
Application of The Prophet's Sunnah in Financial Transactions in The Context of E-Commerce
Keywords:
Prophetic Tradition, Financial Transactions, E-Commerce, Uncertain Sales, Usury.Abstract
Technological advancements have revolutionized contract formation, particularly in electronic transactions, which are fundamental to our digital economy. As these methods evolve, it is crucial to examine their associated risks and impacts. This research specifically addresses the uncertainties present in electronic sales, focusing on shopping transactions on commercial platforms where the potential for fraud poses significant financial risks. The study aims to integrate principles from the prophetic tradition (Sunnah) into contemporary financial transactions, including e-commerce, to promote justice and transparency. By employing both inductive and analytical methods, this research seeks to develop clear principles that can guide digital financial transactions and ensure ethical practices. Key findings underscore the importance of improving information network security to safeguard against potential breaches, which can lead to financial loss. Additionally, consumer feedback reveals a high level of satisfaction with electronic sales, attributed to clear guarantees and policies that enhance trust and safety in the shopping experience. By enhancing user evaluations and experiences, businesses can foster greater consumer confidence and encourage informed purchasing decisions. To mitigate the risks associated with uncertainties, especially in contracts involving parties who are not physically present, greater consumer awareness and education are essential. By understanding these risks, consumers can make better-informed decisions, leading to a more secure and trustworthy e-commerce environment.
Downloads
References
Abū Dāwūd al-Ṭayālisī, Sulaimān ibn Dāwūd. (1999). Musnad Abī Dāwūd al-Ṭayālisī (M. A. al-Turkī, Ed.). Cairo: Dār Hijr, 1st ed.
Aḥmad ibn al-Ḥusayn ibn ʿAlī ibn Mūsā al-Khurāsānī. (1991). Maʿrifat al-Sunan wa al-Āthār (ʿA. A. Qalāʿjī, Ed.), Vol. 10. Beirut: Dār Qutaybah.
al-Āmidī, ʿAlī ibn Muḥammad. (1424H). Al-Iḥkām fī Uṣūl al-Aḥkām (ʿA. R. ʿAfīfī, Ed.). Riyadh: Dār al-Sumayʿī, 1st ed.
al-Albānī, Nāṣir al-Dīn. (2000). Ṣaḥīḥ al-Targhīb wa al-Tarhīb, No. 1782. Riyadh: Maktabat al-Maʿārif, 1st ed.
Mālik ibn Anas al-Aṣbahānī. (1985). Al-Muwaṭṭaʾ (M. F. ʿAbd al-Bāqī, Ed.). Beirut: Dār Iḥyāʾ al-Turāth al-ʿArabī.
al-Bukhārī, Muḥammad ibn Ismāʿīl. (n.d.). Ṣaḥīḥ al-Bukhārī, No. 80 (M. D. al-Bughā, Ed.). Damascus: Dār Ibn Kathīr, Dār al-Yamāmah, 5th ed.
al-Bukhārī, Muḥammad ibn Ismāʿīl. (n.d.). Al-Buyūʿ, Bāb: Bayʿ al-Shaʿīr bil-Shaʿīr, No. 2174; Muslim, Kitāb al-Musāqāt, Bāb: al-Ṣarf wa Bayʿ al-Dhahab bil-Waraq Naqdan, No. 1586.
al-Fayūmī, Aḥmad ibn Muḥammad ibn ʿAlī. (2000). Al-Miṣbāḥ al-Munīr fī Gharīb al-Sharḥ al-Kabīr. Damascus: Dār al-Fayḥāʾ, n.e.
al-Juʿfī, Abū ʿAbdullāh Muḥammad ibn Ismāʿīl al-Bukhārī. (1993). Ṣaḥīḥ al-Bukhārī, No. 80 (M. D. al-Bughā, Ed.). Damascus: Dār Ibn Kathīr, Dār al-Yamāmah, 5th ed.
al-Qarāfī, Abū al-ʿAbbās Shihāb al-Dīn Aḥmad ibn Idrīs ibn ʿAbd al-Raḥmān al-Mālikī. (n.d.). Al-Furūq, Vol. 3. ʿĀlam al-Kutub, n.e.
al-Qazwīnī, Abū ʿAbdullāh Muḥammad ibn Yazīd Ibn Mājah. (2009). Sunan Ibn Mājah (Shuʿayb al-Arnaʿūṭ, Ed.), No. 2341. Dār al-Risālah al-ʿĀlamiyyah, 1st ed.
al-Kūfī, Abū Bakr ʿAbdullāh ibn Muḥammad ibn Abī Shaybah al-ʿAbsī. (2015). Musnad al-Ḥārith (al-Muṣannaf) (S. N. A. A. al-Shathrī, Ed.), No. 21937, Vol. 11. Riyadh: Dār Kunūz Ishbīliya, 1st ed.
al-Tirmidhī, Abū ʿĪsā Muḥammad ibn ʿĪsā. (1996). Al-Jāmiʿ al-Kabīr (Sunan al-Tirmidhī) (B. A. Maʿrūf, Ed.), Vol. 2. Beirut: Dār al-Gharb al-Islāmī, 1st ed.
al-Shanqīṭī, Muḥammad al-Amīn ibn Muḥammad al-Mukhtār al-Jaknī. (1995). Aḍwāʾ al-Bayān fī Īḍāḥ al-Qurʾān bil-Qurʾān, No. 2550, Vol. 2. Beirut: Dār al-Fikr, 8 Dhū al-Ḥijjah.
al-Shanqīṭī, Muḥammad al-Amīn ibn Muḥammad al-Mukhtār al-Jaknī. (1415H). Aḍwāʾ al-Bayān fī Īḍāḥ al-Qurʾān bil-Qurʾān, No. 2550, Vol. 2. Beirut: Dār al-Fikr.
Ibn Ḥibbān, Abū Ḥātim Muḥammad ibn Ḥibbān ibn Aḥmad. (2012). Ṣaḥīḥ Ibn Ḥibbān (M. ʿAlī Sunmaz & Khālis Āy Dāmir, Eds.), Vol. 3. Beirut: Dār Ibn Ḥazm, 1st ed.
Muslim ibn al-Ḥajjāj al-Naysābūrī. (1955). Ṣaḥīḥ Muslim (M. F. ʿAbd al-Bāqī, Ed.), Bāb: Qawl al-Nabī (ﷺ) "Man Ghashshanā fa-laysa minnā", No. 101. Beirut: Dār Iḥyāʾ al-Turāth al-ʿArabī, Vol. 1.
Muslim ibn al-Ḥajjāj al-Naysābūrī. (n.d.). Ṣaḥīḥ Muslim (M. F. ʿAbd al-Bāqī, Ed.), Vol. 2. Beirut: Dār Iḥyāʾ al-Turāth al-ʿArabī, n.e., n.d.
Nawal ʿAbd al-ʿAzīz. (2020). Khaṣāʾiṣ Fiqh al-Muʿāmalāt fī al-Islām. Retrieved June 17, 06:58:44, from https://e3arabi.com
Ṣāliḥ, ʿAbd al-Majīd ʿUbayd. (2003). Tabaqāt al-Sunnah al-Nabawiyyah fī al-Muʿāmalāt al-Māliyya, Majallat Dirāsāt al-Ḥadīth, Vol. 8(2).
Shubayr, Muḥammad ʿUthmān. (2007). Al-Muʿāmalāt al-Māliyyah al-Muʿāṣirah fī al-Fiqh al-Islāmī. Amman: Dār al-Nafāʾis, 1st ed.
al-Shawkānī, Muḥammad ibn ʿAlī. (1421H). Irshād al-Fuḥūl ilā Taḥqīq ʿIlm al-Uṣūl (Sāmī ibn al-ʿArabī al-Atharī, Ed.). Beirut: Muʾassasat al-Rayyān, 1st ed.
Sulafī, Muḥammad Luqmān. (1999). Makānat al-Sunnah fī al-Tashrīʿ al-Islāmī. Riyadh: Dār al-Dāʿī lil-Nashr wa al-Tawzīʿ.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Universiti Sains Islam Malaysia
This work is licensed under a Creative Commons Attribution 4.0 International License.
The copyright of this article will be vested to author(s) and granted the journal right of first publication with the work simultaneously licensed under the Creative Commons Attribution 4.0 International (CC BY 4.0) license, unless otherwise stated.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
